It’s the latest from MTN, making life easier which has always been there watchword. Now you don’t need to worry when you run out of airtime on calls again, probably you are having insufficient balance as an MTN subscriber again. You can now get an Airtime Loan and pay back later.


 MTN recently introduced a new package named MTN XtraTime. It allows ‘eligible’ MTN customers/subscribers to have access to airtime loan when they have run out of airtime and pay back later.

This loaned airtime can be used on any billable activity on the network regardless of whether it is voice, data or a Value Added Service. Guess this is a wonderful package.


This particular package is made available to all prepaid MTN users that have between 0-12 Naira on their account balance, and meet an unspecified including tenure on the network, and recharge frequency. Meaning they should be a subscriber that often recharge on daily basis.

  How Do I know if I’m Eligible?

Just relax. Simply dial *606# and use the displayed menu to check your eligibility status, request for airtime loan, check balance or see your Xtratime transaction history.


Before you rush into MTN airtime loan debt, the service requires a 10% charge, which invariably means you’ll be given only 90% of what you are requesting for.

Another thing is that you can only use it again after the initial credit is paid up. What you have used up shows as a negative value on your balance and is deducted the next time you top up. Isn’t that nice?

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